Pritchett Financial Group

After implementing your tailored financial retirement plan we need to conduct regular ongoing reviews to ensure you remain on track. Regular reviews identify if you have moved off track and recognise a change is required to get back on track.  Knowing you have moved off track and having to make a change is far better than waking up wanting to retire only to find out you are way off track and have been for years. 

From time to time things change, laws and rules change, investment markets change, interest rates change, your income changes, your goals change, so we regularly need to fine tune your plan and reset your targets along the way.   

What if I have a mortgage, can I still save extra for my retirement? 

Yes, however you need a plan to pay off the mortgage and you need to review it regularly to make sure you stay on track.  A mortgage reduction plan needs to dovetail into your retirement savings and investment plan.  Saving for retirement is an extension to paying off your mortgage.  While paying off your mortgage may sound boring and be uncool it frees up your money for other opportunities.